Buying a house is one of the biggest decisions most people make- especially if you’re a first time home buyer. That’s why we set clear expectations for the home buying process upfront; making sure you know what options are available to you so you can make an informed decision when you’re ready to buy a home.

One of the best advantages you can leverage as a home buyer is to have a pre-approval already completed before you start house hunting. This tells the seller that you are a serious shopper and can give you the negotiating power you need when you’re ready to make a solid offer. Contacting a Shore Mortgage Loan Officer is a great way to find out exactly what loan programs fit your needs and will help you determine how much home you can afford. This simple process will prepare you to move quickly after your offer has been made and accepted.

Finding the right home can be a challenge- but we can help! We’ll connect you with a real estate professional to ensure you get exactly what you want in a new home purchase. If you’re already working with an agent, let them know you are pre-approved with Shore Mortgage and we will provide them with the information they need to get the home buying process underway.

Once you find the perfect home, you’ll want to provide your Shore Mortgage Loan Officer with a purchase agreement so you can lock in at a competitive interest rate. Home purchase rates vary depending on your down payment, FICO score, appraised value of the home you want to purchase, the type of loan program you choose and how much you have available in reserve funds.

If you are serious about purchasing a home, talking to a Shore Mortgage Loan Officer is a great way to find out how much home you can afford and exactly what loan programs fit your needs. Call 855-SHORE-55 to get pre-approved today!

• Compare renting vs buying with a Shore Mortgage payment calculator.
• Estimate how much income you will need to secure a loan our income calculator.
• Learn how to buy a house or sell a house as a short sale!